How it works

The full PAYLAX flow

  1. 1. Open the deal

    Sellers create a deal from their dashboard with the buyer's email, item or service description, the amount, and (for rentals) a security deposit. The buyer receives a secure PAYLAX email with a payment link.

  2. 2. Buyer pays into escrow

    The buyer pays via SEPA. PAYLAX verifies the transfer against the bank statement before progressing the deal.

  3. 3. Goods, services or rentals are exchanged

    The seller is now safe to ship, perform the service, or hand over the rental item. The buyer can track each step in their account.

  4. 4. Funds release on approval

    Buyer confirms — funds release in real time. For rentals, the deposit goes back to the buyer minus any agreed damage withholding.

Get started

SSL/TLS encryption
Server location Germany
Regulated banking partner
Insolvency-protected escrow accounts
Deposits held safely for rentals